Friday, September 26, 2008

If at First You Don’t Succeed….

Pursuing disability benefits is an activity involving persistence. In this respect, pursuing a claim is like playing a game. Like game players, disability claimants must adhere to rules governing the awarding of benefits.

In most cases, disability applications are denied at the initial stage. This happens especially to those who had applied for benefits under social security disability (SSD) and supplemental security income (SSI). Rejected for the first time, a claimant should not be discouraged. Rather he should look at the brighter side of things: that it is always possible to make an appeal and to have a case reviewed.

At any rate, a claimant must first evaluate his application before making a claim:

1. An applicant must carefully look for reasons why his application was denied. Majority of the applications denied were simply due to technical errors such as incomplete information supplied by claimants. According to Social Security Administration, nearly 80 percent of applications for disability benefits were denied simply because some claimants have entered erroneous or incomplete data.

2. To be able to receive benefits under the SSD, an applicant must have a severe impairment or a medical condition categorized by the SSA as a disability. A claimant must show that his disability is so severe that it had greatly affected the way he lives.

3. A claimant must also show that he was not able to engage in any gainful activity caused by his disability or condition for about a year.

If an application is denied in the initial stage, a claimant must immediately file for an appeal known as a request for reconsideration.

While awaiting the result of the appeal, it would be better for an applicant to review his application and obtain the necessary medical documents to support his claim. Getting the help of an experienced social security lawyer would also work to one’s advantage.